Privacy Policy

Last updated: February 27, 2026

SmartRateCalc (“we”, “our”, “us”) respects your privacy. This Privacy Policy explains what information we collect when you visit smartratecalc.com (the “Site”), why we collect it, and how you can contact us.

Information we collect

Information you provide:
We may collect information you choose to send us (for example, via a contact form or email), such as your name and email address, and any message content.

Information collected automatically:
When you use the Site, some data may be collected automatically by your browser or by the hosting/website infrastructure, such as:

  • IP address (often in server logs)
  • device and browser type
  • pages visited and basic usage data
  • approximate location (derived from IP)
  • referral source (how you arrived at the Site)

Calculator inputs:
The values you enter into the hourly rate calculator are processed in your browser to generate results. We do not intentionally collect or store those inputs on our servers unless you explicitly submit them to us (for example, by copying results into a message).

How we use information

We use information to:

  • operate and maintain the Site
  • improve performance, reliability, and user experience
  • respond to inquiries and support requests
  • detect, prevent, and address technical issues, abuse, or security incidents

Cookies and similar technologies

The Site may use cookies or similar technologies for essential functionality and performance.
If we enable analytics or advertising tools in the future, they may also set cookies to measure traffic and usage trends. You can control cookies through your browser settings.

Analytics and third-party services

We may use third-party services to host and operate the Site (for example, web hosting, CDN, security, or caching services). These providers may process limited data as needed to deliver their services.

If we add analytics (e.g., Google Analytics or similar), we will use it to understand how people use the Site and to improve it. Analytics providers may collect information via cookies and similar technologies.

Data sharing

We do not sell your personal information.

We may share information only:

  • with service providers that help us operate the Site (hosting, security, performance)
  • if required by law, regulation, or legal process
  • to protect the rights, safety, and security of the Site, our users, or others

Data retention

We keep personal information only as long as necessary for the purposes described in this policy, unless a longer retention period is required or permitted by law (for example, logs for security and fraud prevention).

Your choices and rights

Depending on where you live, you may have the right to:

  • request access to the personal information we hold about you
  • request correction or deletion
  • object to or restrict certain processing

To make a request, contact us using the email below.

Children’s privacy

The Site is not intended for children under 13 (or the minimum age required in your country). We do not knowingly collect personal information from children.

Security

We use reasonable administrative and technical measures to help protect information. However, no method of transmission or storage is 100% secure.

International visitors

If you access the Site from outside the country where our servers are located, your information may be processed in that country. By using the Site, you understand this transfer may occur.

Changes to this policy

We may update this Privacy Policy from time to time. The “Last updated” date indicates when changes were made. Your continued use of the Site means you accept the updated policy.

Contact

If you have questions about this Privacy Policy, contact us at:
Email: contact@smartratecalc.com

SmartRateCalc provides informational tools only. Nothing on this Site constitutes financial, legal, or tax advice.